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How a merchant services provider treats a high-risk business can also vary widely.Many providers, particularly those that try to offer merchant services at the lowest possible prices, simply do not accept any high-risk businesses at all.Running any business these days more or less requires that you give your customers the option of paying with credit or debit cards.

The first thing to understand about high-risk businesses is that your processor will determine whether you fall into one of their high-risk categories when you apply for a merchant account.

Larger, high-volume businesses receive lower processing rates and often get more generous contract terms.

Businesses are also treated differently based on the degree of financial risk they present to their processor.

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